187 Scott Rd, Cairo, GA 39827 Property Records

Grady County property record for 187 Scott Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Oct 2021)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0066A-011-000`

Property Details

APN / Parcel Number

Primary APN	`0066A-011-000`
Alternative APNs	`0066A011` `5120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,560 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	165 sqft
Patio Area	322 sqft
Lean-To	280 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5120
Old Parcel Number	0066A011
Street Address	187 SCOTT RD
City	CAIRO
State	GA
Zip	39827-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11 LANDLOT:342 BLK:A DIST:17 SUBD:SOMERSET EST
Legal Subdivision	SOMERSET EST
Legal Block	A
Legal Lot Number	11
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2028
Census Tract	950401

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 SCOTT RD, CAIRO, GA 39827-7313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage UNITED NATIONAL BANK
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage PELHAM BANKING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	0000896750
Deed Book / Page	896 / 750
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	2021-000943
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	187 SCOTT RD, CAIRO, GA 39827-7315
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SCOTT RD, CAIRO, GA 39827-7315

Mortgage

Document Number	0000000873/0000000755
Date	Sep 30, 2020
Book Page	0000000873/0000000755

Lender

Name	UNITED NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2024

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 4, 2021
Property Address	187 SCOTT RD, CAIRO, GA 39827-7315
Document Number	896/750
Book / Page	896 / 750
Instrument Date	Oct 4, 2021
Instrument	2021-000943
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SCOTT RD, CAIRO, GA 39827-7313

Mortgage

Document Number	0000000896/0000000760
Date	Oct 15, 2021
Book Page	0000000896/0000000760

Lender

Name	PELHAM BANKING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (+1.68%)	$64,372 (+27.98%) Land $8,000 Building $56,372	$160,930 (+27.98%) Land $20,000 Building $140,930
2024	$1,547.00 (+28.6%)	$50,299 (+28.66%) Land $8,000 Building $42,299	$125,748 (+28.66%) Land $20,000 Building $105,748
2023	$1,203.00 (+12.12%)	$39,094 (-) Land $6,000 Building $33,094	$97,734 (-) Land $15,000 Building $82,734
2022	$1,073.00	$39,094 Land $6,000 Building $33,094	$97,734 Land $15,000 Building $82,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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