220 Planters Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 220 Planters Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,214 sqft · built 2020
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2021)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013061-23-3`

Property Details

APN / Parcel Number

Primary APN	`013061-23-3`
Alternative APNs	`0600000097087 00009332` `060-00-00-097.087` `013087223`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,214 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Lot Area	67,518 sqft (1.55 acres)
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0600000097087 00009332
Street Address	220 PLANTERS DR
City	GAFFNEY
State	SC
Zip	29341-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220 PLANTERS RD LT#87 FM BEST & WILSON $350,000 HAS ROAD FRONTAGE ON TWIN BRIDGES
Legal Subdivision	PLANTATION PT SUB
Legal Lot Number	87
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1026
Census Tract	970204

Owner

220 Planters Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Cherokee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	220 PLANTERS DR, GAFFNEY, SC 29341-3553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Deed Document Number	0001391339
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 27, 2020
Property Address	220 PLANTERS DR # 87, 87, GAFFNEY, SC 29341-3553
Document Number	0001210980
Book / Page	000121 / 000980
Instrument Date	Mar 26, 2020
Instrument	1646
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 PLANTERS DR GAFFNEY SC 293413553, GAFFNEY, SC 29341-3553

Mortgage

Document Number	1210982
Date	Mar 27, 2020
Book Page	000121/000982
Instrument	1647

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 220 Planters Dr was $1,638 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 Homeowner's exemption	$13,170 Land $1,200 Building $11,970	$329,300 Land $30,000 Building $299,300
2023	$1,371.00	$13,170 Land $1,200 Building $11,970	$329,300 Land $30,000 Building $299,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Planters Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Planters Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20