Cherokee County property record for 187 Planters Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,275 sqft · built 2005 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 022913-23-3 |
| Primary APN | 022913-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,275 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0600000097092 00009337 |
|---|---|
| Street Address | 187 PLANTERS DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 187 PLANTERS DR LT#92 FRM TRUST TO BARNES THEN TO PHILLIPS FM JANE TO PHILLIPS $5 TO CLEAR PROBATE |
| Legal Subdivision | PLANTATION POINTS SUB PH V |
| Legal Lot Number | 92 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970204 |
187 Planters Dr is owned and occupied by two individuals who acquired it in July 2006.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 PLANTERS DR, GAFFNEY, SC 29341-3541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2006 |
| Deed Sale | Jul 27, 2006 |
| Deed Document Number | 0000002494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 187 PLANTERS DR # 92, 92, GAFFNEY, SC 29341-3541 |
| Document Number | 0001061950 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 187 PLANTERS DR GAFFNEY SC 293413541, GAFFNEY, SC 29341-3541 |
| Document Number | 0001061950 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 000106/001950 |
| Instrument | 4593 |
| Name | SETERUS |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 18, 2043 |
The 2025 property tax bill for 187 Planters Dr was $1,204 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 Homeowner's exemption | $9,680 Land $1,000 Building $8,680 | $242,000 Land $25,000 Building $217,000 |
| 2023 | $1,008.00 | $9,680 Land $1,000 Building $8,680 | $242,000 Land $25,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Planters Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Planters Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001 |
|---|---|
| Water Source | Purchased surface water from GRASSY POND WATER CO INC |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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