220 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 220 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 821 sqft · built 1922
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Dec 2004)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-132-062`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-132-062`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	821 sqft Living Area
1st Floor Area	821 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	129 ft deep x 41 ft wide
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	220 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 204 EXC W 36 FT
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	204
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 PEARSON ST, FERNDALE, MI 48220-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE
Feb 27, 2017	Quit Claim Deed, Mortgage · Conventional with PMI MEMBER FIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Prior Sale	Mar 11, 1997 · Amount on Record
Deed Document Number	2004505153
Deed Book / Page	34687 / 198
Last Transfer Date	May 25, 2007
Transfer Doc	0000129598
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	220 PEARSON ST, FERNDALE, MI 48220-1825
Document Number	0000032425
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	STA TITLE COMPANY, STA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 PEARSON ST FERNDALE MI 482201825, FERNDALE, MI 48220-1825

Mortgage

Document Number	0000032425
Date	Feb 13, 2020
Book Page	053834/000308
Instrument	32425

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 12, 2027

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 27, 2017
Property Address	220 PEARSON ST, FERNDALE, MI 48220-1825
Document Number	0000036472
Book / Page	050422 / 000656
Instrument Date	Jan 4, 2017
Instrument	36472
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 PEARSON ST FERNDALE MI 482201825, FERNDALE, MI 48220-1825

Mortgage

Document Number	37769
Date	Feb 27, 2017
Book Page	050426/000621
Instrument	37769

Lender

Name	MEMBER FIRST MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 (-2.26%) Homeowner's exemption	$119,030 (+12.32%)	$238,060 (+12.32%)
2024	$2,564.00 (+6.17%)
2023		$105,970	$211,940
2021	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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