284 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 284 Pearson St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,041 sqft · built 1922
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Nov 2022)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-132-055`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-132-055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	833 sqft
Basement Area	833 sqft
Unfinished Basement	833 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	129 ft deep x 34 ft wide
Porch	Slab
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	284 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 34 ADD TO GREENWOOD PARK E 34 FT OF LOT 210, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	210
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173400

Owner

Source: Oakland County records · APN 24-25-34-132-055

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	284 PEARSON ST, FERNDALE, MI 48220-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	2022467552
Deed Book / Page	58239 / 551
Last Transfer Date	May 20, 2024
Transfer Doc	0000060457
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 04, 2022
Property Address	284 PEARSON ST, FERNDALE, MI 48220-1825
Document Number	0000467552
Book / Page	58239 / 551
Map Reference	LB 8 PG 18
Instrument Date	Oct 28, 2022
Instrument	467552
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8715 1ST AVE # AVE424C, AVE424C, SILVER SPRING, MD 20910-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PEARSON ST, FERNDALE, MI 48220-1825

Mortgage

Document Number	0000471568
Date	Nov 16, 2022
Book Page	58261/50
Instrument	471568

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 11, 2021
Property Address	284 PEARSON ST, FERNDALE, MI 48220-1825
Document Number	0000148378
Book / Page	56367 / 674
Map Reference	LB 8 PG 18
Instrument Date	May 20, 2021
Instrument	148378
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 PEARSON ST, FERNDALE, MI 48220-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PEARSON ST, FERNDALE, MI 48220-1825

Mortgage

Document Number	0056367676
Date	Jun 11, 2021
Instrument	56367/676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,457.00 (+2.27%) Homeowner's exemption	$108,580 (+11.63%)	$217,160 (+11.63%)
2024	$5,336.00 (+135.9%)
2023		$97,270	$194,540
2021	$2,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 847 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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