220 Mount Lori Dr, Highlands, NC 28741 Property Records

Macon County property record for 220 Mount Lori Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,111 sqft · built 1980
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (Jul 2019)
Tax Bill	$5,668 (2026)
Deeds & Mortgages	Jul 2021 Transfer Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7530937686`

Property Details

APN / Parcel Number

Primary APN	`7530937686`
Alternative APN	`150009`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,111 sqft Heated Area
1st Floor Area	2,074 sqft
Upper Floors Area	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	25,700 sqft (0.59 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	96 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	150009
Street Address	220 MOUNT LORI DR
City	HIGHLANDS
State	NC
Zip	28741-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 9 MT LORI
Legal Subdivision	MT LORI
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

220 Mount Lori Dr is owned and occupied by an individual who acquired it in January 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	220 MOUNT LORI DR, HIGHLANDS, NC 28741-8598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer
Jul 3, 2019	Warranty Deed, Transfer · Commercial Mortgage RABUN COUNTY BANK
Jun 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20194216
Deed Book / Page	39 / 456
Last Transfer Date	Jan 7, 2021
Transfer Doc	000B41/521
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jul 7, 2021
Property Address	220 MOUNT LORI DR, HIGHLANDS, NC 28741-8598
Document Number	000B41/521
Book / Page	B-41 / 521
Map Reference	CARD 3883
Instrument Date	Jan 7, 2021
Instrument	2021006451
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 MOUNT LORI DR, HIGHLANDS, NC 28741-8598

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 3, 2019
Property Address	220 MOUNT LORI DR, HIGHLANDS, NC 28741-8598
Document Number	00H39/0456
Book / Page	H-39 / 0456
Map Reference	CARD 3883
Instrument Date	Jul 3, 2019
Instrument	2019004216
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 ROSE DHU CREEK PLANTATION DR, 84, BLUFFTON, SC 29910-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 GRASSY BRANCH RD, SEVIERVILLE, TN 37876-9129

Mortgage

Document Number	2019004217
Date	Jul 3, 2019
Instrument	2019004217

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2029

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 1, 2017
Property Address	220 MOUNT LORI DR, HIGHLANDS, NC 28741-8598
Document Number	00Z37/0001
Book / Page	Z-37 / 0001
Map Reference	MB V35 PG 720
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$1,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MYRTLE VIEW ST, BLUFFTON, SC 29910-8339

Tax Assessment & Valuation

The 2026 property tax bill for 220 Mount Lori Dr was $5,668, up 10.1% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,668.00 (+10.06%)	$1,285,500 (-) Land $149,740 Building $1,135,760	$1,285,500 (-) Land $149,740 Building $1,135,760
2025	$5,150.00	$1,285,500 Land $149,740 Building $1,135,760	$1,285,500 Land $149,740 Building $1,135,760
2023		$1,285,500 Land $149,740 Building $1,135,760	$1,285,500 Land $149,740 Building $1,135,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Mount Lori Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Mount Lori Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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