180 Mount Lori Dr, Highlands, NC 28741 Property Records

Macon County property record for 180 Mount Lori Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1976
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7530938829`

Property Details

APN / Parcel Number

Primary APN	`7530938829`
Alternative APNs	`0501522` `142968` `157264`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	48 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	157264
Street Address	180 MOUNT LORI DR
City	HIGHLANDS
State	NC
Zip	28741-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 7 MT LORI
Legal Subdivision	MT LORI
Legal Lot Number	7
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

180 Mount Lori Dr is owned and occupied by an individual who acquired it in April 2026.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Special Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Apr 4, 2024	Warranty Deed, Transfer NORTH CAROLINA HOUSING FINANCE AGEN
Aug 13, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026
Deed Sale	Apr 9, 2026
Prior Sale	Apr 4, 2024 · Amount on File
Deed Document Number	20262113
Deed Book / Page	44 / 584
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	00T38/0101
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 9, 2026
Property Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Document Number	0000002113
Book / Page	44 / 584
Instrument Date	Apr 8, 2026
Instrument	20262113
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002114,
Date	Apr 9, 2026
Instrument	20262114

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Dec 31, 2026

Interest

Rate	5.98%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 4, 2024
Property Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Document Number	0000V43/92
Book / Page	V-43 / 92
Map Reference	MB T PGS 101
Instrument Date	Apr 3, 2024
Instrument	2024001825
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Investor	Possibly a Property Investor

Mortgage

Document Number	2024001827
Date	Apr 4, 2024
Instrument	2024001827

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000B43/95
Date	Apr 4, 2024
Book Page	B-43/95
Instrument	2024001826

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 11757, COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Aug 13, 2018
Property Address	180 MOUNT LORI DR, HIGHLANDS, NC 28741-8597
Document Number	00T38/0101
Book / Page	T-38 / 0101
Map Reference	PL CARD1212
Instrument Date	Aug 9, 2018
Instrument	2018005476
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 513, HIGHLANDS, NC 28741-0513

Tax Assessment & Valuation

The 2026 property tax bill for 180 Mount Lori Dr was $1,860, up 11% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 (+10.98%)	$403,250 (-) Land $161,570 Building $241,680	$403,250 (-) Land $161,570 Building $241,680
2025	$1,676.00	$403,250 Land $161,570 Building $241,680	$403,250 Land $161,570 Building $241,680
2023	$1,664.00	$397,680 Land $161,570 Building $236,110	$397,680 Land $161,570 Building $236,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Mount Lori Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Mount Lori Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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