220 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 220 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,863 sqft · built 2007
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (May 2018)
Tax Bill$3,583 (2026)
Deeds & MortgagesApr 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55L2-2-202

Property Details

APN / Parcel Number

Primary APN55L2-2-202
Alternative APN
  • 8046037

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,863 sqft Living Area
Gross Area6,902 sqft
1st Floor Area1,942 sqft
Basement Area1,942 sqft
Unfinished Basement1,942 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
TerrainRolling
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8046037
Street Address220 MERLOT DR
CitySTEPHENSON
StateVA
Zip22656-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED BUD RUN L202 S2P2
Legal SubdivisionRED BUD
Legal Phase2
Legal Lot Number202
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1003
Census Tract51104

Owner

Source: Frederick County records · APN 55L2-2-202

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 MERLOT DR, STEPHENSON, VA 22656-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESPIRE MORTGAGE CORPORATION
May 11, 2018Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleJan 03, 2008 · Amount on Record
Deed Document Number20184477
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address220 MERLOT DR, STEPHENSON, VA 22656-2227
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004783
DateApr 24, 2020
Instrument200004783
Lender
NameHOMESPIRE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateMay 11, 2018
Property Address220 MERLOT DR, STEPHENSON, VA 22656-2227
Document Number0000004477
Instrument DateMay 10, 2018
Instrument180004477
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 MERLOT DR, STEPHENSON, VA 22656-2227

Mortgage

Document Number0000004478
DateMay 11, 2018
Instrument180004478
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,583.00 (+10.42%)$676,100 Land $108,000 Building $568,100$676,100 Land $108,000 Building $568,100
2025$3,245.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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