218 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 218 Merlot Dr, Stephenson, VA 22656

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,723 sqft · built 2008
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$381,150 (Feb 2008)
Tax Bill$2,928 (2026)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN55L2-2-201

Property Details

APN / Parcel Number

Primary APN55L2-2-201
Alternative APN
  • 8046036

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,723 sqft Living Area
Gross Area4,696 sqft
1st Floor Area1,303 sqft
Basement Area1,138 sqft
Finished Basement1,138 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
TerrainRolling
Garage Area360 sqft
Parking Spaces2 Parking Spaces
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8046036
Street Address218 MERLOT DR
CitySTEPHENSON
StateVA
Zip22656-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionRED BUD RUN L201 S2P2
Legal SubdivisionRED BUD
Legal Phase2
Legal Lot Number201
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1003
Census Tract51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address218 MERLOT DR, STEPHENSON, VA 22656-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2008 · Amount on Record
Deed SaleFeb 29, 2008 · Amount on Record
Deed Book / Page800 / 2484
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address218 MERLOT DR, STEPHENSON, VA 22656-2227
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyPRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010629
DateJun 24, 2021
Instrument210010629
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.38%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,928.00 (+10.41%)$552,500 Land $108,000 Building $444,500$552,500 Land $108,000 Building $444,500
2025$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: Glo Fiber.

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