220 Herbert St, Stewart, MN 55385 Property Records

McLeod County property record for 220 Herbert St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,840 sqft · built 1898
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,992 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20.050.1830`

Property Details

APN / Parcel Number

Primary APN	`20.050.1830`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Total Area
1st Floor Area	1,698 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	220 HERBERT ST
City	STEWART
State	MN
Zip	55385-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF STEWART BLOCK-026 LOTS 8 & 9
Legal Subdivision	TOWN OF STEWART
Legal Block	26
Legal Lot Number	8-9
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3051
Census Tract	950500

Owner

220 Herbert St is owned and occupied by two individuals.

Source: McLeod County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 HERBERT ST, STEWART, MN 55385-8436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MINNISOTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	220 HERBERT ST, STEWART, MN 55385-8436
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	TITLE MARK HUTCHINSON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455601
Date	Oct 22, 2021
Instrument	455601

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	220 HERBERT ST, STEWART, MN 55385-8436
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433018
Date	Nov 9, 2017
Instrument	433018

Lender

Name	FIRST MINNISOTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 220 Herbert St was $3,992 with a homeowner's exemption.

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,992.00 Homeowner's exemption
2025		$240,100 Land $22,300 Building $217,800	$240,100 Land $22,300 Building $217,800
2022		$160,600 Land $19,500 Building $141,100	$160,600 Land $19,500 Building $141,100
2019	$1,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Herbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Herbert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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