McLeod County property record for 320 Herbert St, Stewart, MN 55385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1895 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,652 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.050.1190 |
| Primary APN | 20.050.1190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Total Area |
| 1st Floor Area | 948 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 320 HERBERT ST |
|---|---|
| City | STEWART |
| State | MN |
| Zip | 55385-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF STEWART BLOCK-019 LOTS 8 & 9 |
| Legal Subdivision | TOWN OF STEWART |
| Legal Block | 19 |
| Legal Lot Number | 8-9 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | STEWART |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 950500 |
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 HERBERT ST, STEWART, MN 55385-8438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 320 HERBERT ST, STEWART, MN 55385-8438 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 452387 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 452387 |
| Name | NOVATION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Stewart City |
| Unified School District | Buffalo Lake-Hector-Stewart Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,652.00 (+44.23%) Homeowner's exemption | ||
| 2025 | $222,900 (+37.85%) Land $22,300 Building $200,600 | $222,900 (+37.85%) Land $22,300 Building $200,600 | |
| 2023 | $161,700 Land $20,500 Building $141,200 | $161,700 Land $20,500 Building $141,200 | |
| 2022 | $2,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Stewart serves 482 people · EPA ID MN1430009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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