220 Granite Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 220 Granite Rd, Accord, NY 12404

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,056 sqft · built 2020
Lot Size	12.1 acres (530,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,065,000 (Jan 2026)
Tax Bill	$7,816 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121943.899`

Property Details

APN / Parcel Number

Primary APN	`121943.899`
Alternative APN	`514400 76.4-2-11.400`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	530,996 sqft (12.1 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	121943.899
Street Address	220 GRANITE RD
City	ACCORD
State	NY
Zip	12404-5436
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	11.400
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1026
Census Tract	955002

Owner

Source: Ulster County and Rochester Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 N 7TH ST, BROOKLYN, NY 11211-2907
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed, Transfer · Conventional Mortgage M&T BANK BY NOM
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 28, 2020	Grant Deed, Transfer NORA SCARLETT
Oct 30, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20261176
Deed Book / Page	7585 / 213
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0000000710
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 29, 2026
Property Address	220 GRANITE RD, ACCORD, NY 12404-5436
Document Number	0000001176
Book / Page	7585 / 213
Instrument Date	Jan 12, 2026
Instrument	2026-1176
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 N 7TH ST, BROOKLYN, NY 11211-2907

Mortgage

Document Number	0000001177
Date	Jan 29, 2026
Instrument	2026-1177

Lender

Name	M&T BANK BY NOM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 12, 2021
Property Address	220 GRANITE RD, ACCORD, NY 12404-5436
Document Number	0000000710
Book / Page	006742 / 000331
Instrument Date	Dec 30, 2020
Instrument	710
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	144 SPARKLING RIDGE RD NEW PALTZ NY 125613521, NEW PALTZ, NY 12561-3521

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 28, 2020
Property Address	220 GRANITE RD, ACCORD, NY 12404-5436
Document Number	0000010060
Book / Page	006643 / 000005
Instrument Date	Jul 20, 2020
Instrument	10060
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SPARKLING RIDGE RD NEW PALTZ NY 125613521, NEW PALTZ, NY 12561-3521

Mortgage

Document Number	10061
Date	Jul 28, 2020
Book Page	012121/000123
Instrument	10061

Lender

Name	NORA SCARLETT
Address	144 SPARKLING RIDGE RD, NEW PALTZ, NY 12561-3521
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 27, 2030

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Oct 30, 2018
Property Address	220 GRANITE RD, ACCORD, NY 12404-5436
Document Number	0000015076
Book / Page	006356 / 000148
Instrument Date	Oct 25, 2018
Instrument	15076
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SPARKLING RIDGE RD NEW PALTZ NY 125613521, NEW PALTZ, NY 12561-3521

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,816.00 (+2.21%)	$298,620 (-) Land $101,000 Building $197,620	$563,434 (+9.43%) Land $190,566 Building $372,868
2024	$7,647.00 (+1,255.85%)	$298,620 (+25.1%) Land $101,000 Building $197,620	$514,862 (+35.88%) Land $174,138 Building $340,724
2023		$238,707 (+76.82%) Land $101,000 Building $137,707	$378,900 (+102.08%) Land $160,317 Building $218,583
2022		$135,000 Land $85,000 Building $50,000	$187,500 Land $118,056 Building $69,444
2021	$564.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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