203 Granite Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 203 Granite Rd, Accord, NY 12404

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,860 sqft · built 1975
Lot Size2.81 acres (122,404 sqft)
Owner2 Individual Names on Record
Tax Bill$8,402 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN514400 76.4-2-7

Property Details

APN / Parcel Number

Primary APN514400 76.4-2-7
Alternative APN
  • 119272.000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area1,240 sqft
Basement Area620 sqft
Finished Basement620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Lot Area122,404 sqft (2.81 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area692 sqft
Canopy504 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number119272.000
Street Address203 GRANITE RD
CityACCORD
StateNY
Zip12404-5030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block2
Legal Lot Number7.000
JurisdictionULSTER NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1019
Census Tract953000

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 GRANITE RD, ACCORD, NY 12404-5030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
TEG FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address203 GRANITE RD, ACCORD, NY 12404-5030
Document Number0000002673
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyROYAL T TITLE AGENCY, ROYAL T TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 GRANITE RD ACCORD NY 124045030, ACCORD, NY 12404-5030

Mortgage

Document Number0000002673
DateFeb 21, 2020
Book Page012004/000095
Instrument2673
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address203 GRANITE RD, ACCORD, NY 12404-5030
Document Number0000003573
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018
Title CompanyJT ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 GRANITE RD ACCORD NY 124045030, ACCORD, NY 12404-5030

Mortgage

Document Number0000003573
DateMar 14, 2018
Book Page011521/000094
Instrument3573
Lender
NameTEG FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2048

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionRochester Town
Unified School DistrictRondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,402.00 (+294.65%)$321,000 (-) Land $54,000 Building $267,000$605,660 (+18.87%) Land $101,887 Building $503,773
2023$321,000 (-) Land $54,000 Building $267,000$509,524 (+14.29%) Land $85,714 Building $423,810
2022$321,000 Land $54,000 Building $267,000$445,833 Land $75,000 Building $370,833
2021$2,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1979–2011)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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