Scott County property record for 218 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft |
| Lot Size | 0.996 acres (43,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2025) |
| Tax Bill | $2,547 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-30-106.000 |
| Primary APN | 160-30-106.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 666 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 43,386 sqft (0.996 acres) |
| Garage Type | Basement |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 218 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 309 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40502 |
218 Gemini Trl is owned and occupied by two individuals who bought it in June 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 20, 2025 | Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 19, 2012 | Other, Transfer · Conventional Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Prior Sale | Dec 19, 2012 · Amount on File |
| Deed Document Number | 2025545210 |
| Deed Book / Page | 458 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1367/557 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | M1367/557 |
| Instrument | 377535 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M1616/745 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | M1616/745 |
| Instrument | 437933 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 20, 2025 |
| Property Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 00D458/202 |
| Book / Page | D458 / 202 |
| Map Reference | CAB 3 SL 1062 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 545210 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 WOODMORE AVE, LOUISVILLE, KY 40214-3655 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 0000545213 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 545213 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Other |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 19, 2012 |
| Property Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | D348/721 |
| Book / Page | D348 / 721 |
| Map Reference | CAB3 SL1020 |
| Instrument Date | Dec 17, 2012 |
| Instrument | 291352 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 0M1116/074 |
|---|---|
| Date | Dec 19, 2012 |
| Book Page | M1116/074 |
| Instrument | 291353 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 218 Gemini Trl was $2,547, up 26.3% from the year before.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (+22.38%) | $350,000 (+22.38%) | |
| 2025 | $2,547.00 (+26.34%) | $286,000 (+27.56%) | $286,000 (+27.56%) |
| 2024 | $2,016.00 (+6.33%) | $224,200 (+7.17%) | $224,200 (+7.17%) |
| 2023 | $1,896.00 | $209,200 Land $35,000 Building $174,200 | $209,200 Land $35,000 Building $174,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Gemini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 Gemini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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