St. Clair County property record for 220 Edgewater Dr, Algonac, MI 48001 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1895 |
| Square Footage | 1,770 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2022) |
| Tax Bill | $7,013.00 (2024) |
Source: St. Clair County records · APN 74-01-159-0005-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 30, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Aug 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Aug 22, 2022 · Amount on Record |
| Deed Doc Number | 2022020286 |
| Deed Book / Page | 5556 / 835 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Number | 0005869713 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 5869/713 |
| Instrument | 2025021547 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Number | 0005565937 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 5565/937 |
| Instrument | 2022022530 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 29, 2022 |
| Property Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Number | 0005556835 |
| Book / Page | 5556 / 835 |
| Map Reference | LB 11 PG 105 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022020286 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 EDGEWATER DR, 220, ALGONAC, MI 48001-1840 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 22, 2022 |
| Property Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Number | 0005554748 |
| Book / Page | 5554 / 748 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022019833 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 EDGEWATER DR, 220, ALGONAC, MI 48001-1840 |
| Name | Verified Name |
|---|---|
| Address | 220 EDGEWATER DR, ALGONAC, MI 48001-1840 |
| Document Number | 0005549225 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 5549/225 |
| Instrument | 2022018519 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191,600 (+15.63%) | ||
| 2024 | $7,013.00 (+27.6%) | $383,200 (+15.63%) | |
| 2023 | $165,700 | ||
| 2022 | $5,496.00 | $331,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-01-159-0005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1895 |
|---|---|
| Lot Area | 11,761 sqft (0.269 acres) |
| Depth X Width | 224 ft x 52.3 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water Heating |
|---|
| Account Number | 74011590005000 |
|---|---|
| Street Address | 220 EDGEWATER DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 72 & 79 INC RIVER FRONT POINT DU CHENE |
| Legal Subdivision | POINT DU CHENE |
| Legal Lot Number | 72,79 79 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 4 |
| Census Block | 4029 |
| Census Tract | 649000 |
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