212 Edgewater Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 212 Edgewater Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,228 sqft · built 1938
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2015)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-159-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-159-0006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	224 ft deep x 79.7 ft wide
Garage Area	1,176 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	212 EDGEWATER DR
City	ALGONAC
State	MI
Zip	48001-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 73 & 78 & SW 27.36' OF LOTS 74, 76 & 77 INC RIVER FRONT POINT DU CHENE SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	POINT DU CHENE
Legal Lot Number	73,78
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4029
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-159-0006-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	30600 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 09, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	201519143
Deed Book / Page	4630 / 955
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000521088
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	212 EDGEWATER DR, ALGONAC, MI 48001-1840
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 EDGEWATER DR, ALGONAC, MI 48001-1840

Mortgage

Document Number	5361814
Date	May 05, 2021
Book Page	5361/814
Instrument	2021013761

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	212 EDGEWATER DR, ALGONAC, MI 48001-1840
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051760065
Date	Apr 20, 2020
Book Page	5176/65
Instrument	2020009701

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 09, 2020
Property Address	212 EDGEWATER DR, ALGONAC, MI 48001-1840
Document Number	0052100088
Book / Page	005210 / 000088
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 EDGEWATER DR ALGONAC MI 480011840, ALGONAC, MI 48001-1840

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 13, 2020
Property Address	212 EDGEWATER DR, ALGONAC, MI 48001-1840
Document Number	0051630225
Book / Page	005163 / 000225
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 EDGEWATER DR ALGONAC MI 480011840, ALGONAC, MI 48001-1840

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (-40.64%) Homeowner's exemption	$264,400 (+16.42%)
2024	$8,233.00 (+11.85%)		$528,800 (+16.42%)
2023		$227,100
2022	$7,361.00		$454,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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