Bedford County property record for 220 E Simpson St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 936 sqft · built 1960 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (May 2026) |
| Tax Bill | $1,632 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2011 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-E.05-054-B |
| Primary APN | E.09-E.05-054-B |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 936 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Street Address | 220 E SIMPSON ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 220 E SIMPSON ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 960700 |
Source: Bedford County records · APN E.09-E.05-054-B
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 02, 2011 | Deed of Trust, Mortgage · Line of Credit SUSQUEHANNA BANK |
| May 19, 2026 | Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Sep 23, 2025 | Intrafamily Transfer, Transfer |
| Jun 26, 2023 | Intrafamily Transfer, Transfer |
| Jul 19, 2010 | Correction Deed |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 20262022 |
| Prior Transfer Date | Jun 26, 2023 |
| Prior Transfer Doc | 02023/2653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02021/1482 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 2021/1482 |
| Instrument | 2021-001482 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011001137 |
|---|---|
| Date | Mar 02, 2011 |
| Instrument | 2011-001137 |
| Name | SUSQUEHANNA BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | May 19, 2026 |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Number | 0000002022 |
| Instrument Date | May 18, 2026 |
| Instrument | 20262022 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | ACCEL SETTLEMENT COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Number | 0000002023, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20262023 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Sep 23, 2025 |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Number | 02025/4478 |
| Book / Page | 2025 / 4478 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025-004478 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5519 QUARTER HORSE LN, MOSELEY, VA 23120-1240 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jun 26, 2023 |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Number | 02023/2653 |
| Book / Page | 2023 / 2653 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023-002653 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jul 19, 2010 |
| Property Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
| Document Number | 001341/669 |
| Book / Page | 1341 / 669 |
| Instrument Date | Jul 15, 2010 |
| Instrument | 003879 |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 220 E SIMPSON ST, BEDFORD, PA 15522-1853 |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,632.00 (+9.9%) | $100,500 (-) Land $30,700 Building $69,800 | $100,500 (-) Land $30,700 Building $69,800 |
| 2025 | $1,485.00 (-20.12%) | $100,500 (-) Land $30,700 Building $69,800 | $100,500 (-) Land $30,700 Building $69,800 |
| 2023 | $1,859.00 (+1.03%) Additional exemption filed | $100,500 (-) Land $30,700 Building $69,800 | |
| 2022 | $1,840.00 Additional exemption filed | $100,500 Land $30,700 Building $69,800 | |
| 2012 | $100,500 Land $30,700 Building $69,800 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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