Bedford County property record for 131 E Simpson St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,696 sqft · built 1890 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,000 (Jul 2020) |
| Tax Bill | $2,305 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-D.05-123 |
| Primary APN | E.09-D.05-123 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,696 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 10,759 sqft (0.247 acres) |
| Street Address | 131 E SIMPSON ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 131 E SIMPSON ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 960700 |
Source: Bedford County records · APN E.09-D.05-123
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 E SIMPSON ST, BEDFORD, PA 15522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 22, 2020 | Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Deed Document Number | 20203513 |
| Deed Book / Page | 2020 / 3513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 131 E SIMPSON ST, BEDFORD, PA 15522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02021/4951 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 2021/4951 |
| Instrument | 2021-004951 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jul 22, 2020 |
| Property Address | 131 E SIMPSON ST, BEDFORD, PA 15522 |
| Document Number | 02020/3513 |
| Book / Page | 2020 / 3513 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 2020-003513 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 E SIMPSON ST, BEDFORD, PA 15522 |
| Investor | Possibly a Property Investor |
| Document Number | 2020003514 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-003514 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,305.00 (+19.12%) | $104,600 (-) Land $35,400 Building $69,200 | $104,600 (-) Land $35,400 Building $69,200 |
| 2025 | $104,600 (-) Land $35,400 Building $69,200 | ||
| 2023 | $1,935.00 Additional exemption filed | $104,600 Land $35,400 Building $69,200 | |
| 2012 | $104,600 Land $35,400 Building $69,200 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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