220 E Congress St, Belding, MI 48809 Property Records

Ionia County property record for 220 E Congress St, Belding, MI 48809 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	1,942 sqft Living Area
Lot Size	6,882 sqft (0.158 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2022)
Tax Bill	$3,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40318000033000`
Alternative APN	`34-403-180-000-330-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,942 sqft Living Area
1st Floor	1,240 sqft 1st Floor
Basement Area	1,240 sqft Basement
Unfinished Basement	1,240 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,882 sqft (0.158 acres)
Depth X Width	84 ft x 82 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	220 E CONGRESS ST
City	BELDING
State	MI
Zip	48809-1716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY OF BELDING SUPV MOONS PLAT E 18 FT S 82 FT LOT 110 ALSO S 82 FT LOT 111
Legal Subdivision	SUPRVRS MOONS
Legal Lot Number	110-111
Jurisdiction	IONIA MI
Minor Civil Division	BELDING
Census Blockgroup	1
Census Block	1000
Census Tract	30200

Owner

Source: Ionia County records · APN 40318000033000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 E CONGRESS ST, BELDING, MI 48809-1716
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0640/4441
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	220 E CONGRESS ST, BELDING, MI 48809-1716
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0644/7675
Date	Jan 23, 2017
Book Page	0644/7675

Lender

Name	MORTGAGE 1 INCORPORATED
Type	Mortgage Company
Address	MARSHALL, MO 65340

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,900 (+1.04%) Land $14,500 Building $82,400	$193,800 (+1.04%) Land $29,000 Building $164,800
2025	$3,788.00 (+2.6%) Homeowner's exemption	$95,900 (+36.22%) Land $10,900 Building $85,000	$191,800 (+36.22%) Land $21,800 Building $170,000
2024	$3,692.00
2023		$70,400 Land $10,100 Building $60,300	$140,800 Land $20,200 Building $120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.