Ionia County property record for 209 E Congress St, Belding, MI 48809 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,630 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $189,000 (2024) |
| Tax Bill | $3,683.00 (2025) |
| Primary APN | 40318000035500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,630 sqft Living Area |
| 1st Floor | 1,134 sqft 1st Floor |
| Basement Area | 1,134 sqft Basement |
| Unfinished Basement | 1,134 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 320 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 209 E CONGRESS ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1715 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 114 OF SUPERVISORS MOON'S PLAT TO THE CITY OF BELDING, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN LIBER1 OF PLATS, |
| Legal Subdivision | SUPRVRS MOONS |
| Legal Lot Number | 114 |
| Jurisdiction | IONIA MI |
| Minor Civil Division | BELDING |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 30200 |
Source: Ionia County records · APN 40318000035500
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 E CONGRESS ST, BELDING, MI 48809-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FINANCE AMERICA LLC |
| Jan 30, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | Feb 03, 2020 · Amount on Record |
| Transfer Doc | 0624002492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 209 E CONGRESS ST, BELDING, MI 48809-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000649/0000000805 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 0000000649/0000000805 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Jan 30, 2018 |
| Property Address | 209 E CONGRESS ST, BELDING, MI 48809-1715 |
| Document Number | 649/804 |
| Book / Page | 649 / 804 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 373 CAROL, CEDAR SPRINGS, MI 49319-9278 |
Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,100 (+2.14%) Land $16,300 Building $69,800 | $172,200 (+2.14%) Land $32,600 Building $139,600 | |
| 2025 | $3,683.00 Homeowner's exemption | $84,300 (+35.31%) Land $12,300 Building $72,000 | $168,600 (+35.31%) Land $24,600 Building $144,000 |
| 2023 | $62,300 Land $11,300 Building $51,000 | $124,600 Land $22,600 Building $102,000 |
Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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