Beaufort County property record for 220 Cross Rd, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,625 sqft · built 2006 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,400,000 (Mar 2024) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000013330000 |
| Primary APN | R61003000013330000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 220 CROSS RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5129 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 4116 |
| Legal Description | LOT 196 BLDG 30 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB110 P85 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 2 |
| Legal Lot Number | 196 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 2105 |
Source: Beaufort County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jun 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 11, 2024 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Document Number | 202410960 |
| Deed Book / Page | 4317 / 820 |
| Prior Transfer Date | May 19, 2009 |
| Prior Transfer Doc | 0000035021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 24, 2026 |
| Property Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Document Number | 0000033306 |
| Book / Page | 4562 / 2749 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202633306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Document Number | 0000033306, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 4562/2749 |
| Instrument | 202633306 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Mar 1, 2054 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Document Number | 0000027875 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 4440/2126 |
| Instrument | 2025027875 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 11, 2024 |
| Property Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Document Number | 0000010783 |
| Book / Page | 4316 / 3138 |
| Map Reference | MB 110 PG 85 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024010783 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Name | Verified Name |
|---|---|
| Address | 220 CROSS RD, BLUFFTON, SC 29910-5129 |
| Document Number | 0000010784 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024010784 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,632.00 (+148.32%) | $19,500 (+60.05%) | |
| 2024 | $2,268.00 | $12,184 (+57.01%) Land $1,280 Building $10,904 | $304,600 (-6.28%) Land $32,000 Building $272,600 |
| 2023 | $2,268.00 (+9.51%) | $7,760 (+14.96%) | $325,000 (+87.97%) Land $32,000 Building $293,000 |
| 2022 | $2,071.00 | $6,750 | $172,900 Land $32,000 Building $140,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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