212 Cross Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 212 Cross Rd, Bluffton, SC 29910

Property Summary

Property TypeTownhouse
Details3 bd · 1,625 sqft · built 2005
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Mar 2021)
Tax Bill$1,401 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR61003000013340000

Property Details

APN / Parcel Number

Primary APNR61003000013340000
Alternative APN
  • 12214036

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories2 Stories
Building Area1,625 sqft Living Area

Exterior

Year BuiltBuilt 2005
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number12214036
Old Parcel NumberR61003000013340000
Street Address212 CROSS RD
CityBLUFFTON
StateSC
Zip29910-5130
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code6116
Legal DescriptionLOT 197 BLDG 24 PH II THE TOWNES AT BUCKWALTER PB103 P163-166 PB107 P84-86
Legal SubdivisionTHE TOWNES AT BUCKWALTER S/D
Legal Phase2
Legal Lot Number197
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1077
Census Tract2105

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address212 CROSS RD, BLUFFTON, SC 29910-5130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE NETWORK INC
Jul 2, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleJul 2, 2018 · Amount on Record
Deed Document Number2021017848
Deed Book / Page3982 / 3128
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateMar 11, 2021
Property Address212 CROSS RD, BLUFFTON, SC 29910-5130
Document Number0000017848
Book / Page3982 / 3128
Map ReferenceMB 103 PG 163
Instrument DateMar 5, 2021
Instrument2021017848
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$579.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 CROSS RD, BLUFFTON, SC 29910-5130

Mortgage

Document Number0000017849
DateMar 11, 2021
Instrument2021017849
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateJul 2, 2018
Property Address212 CROSS RD, BLUFFTON, SC 29910-5130
Document Number0000035624
Book / Page3680 / 3258
Map ReferenceMB 103 PG 163
Instrument DateJun 25, 2018
Instrument2018035624
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 CROSS RD, BLUFFTON, SC 29910-5130

Mortgage

Document Number0000035625
DateJul 2, 2018
Instrument2018035625
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,401.00 (-18.4%)$10,260 (-16.29%)
2024$1,717.00$12,256 (-) Land $1,280 Building $10,976$306,400 (-) Land $32,000 Building $274,400
2023$1,717.00 (+8.33%)$12,256 (+37.4%) Land $1,280 Building $10,976$306,400 (+37.4%) Land $32,000 Building $274,400
2022$1,585.00$8,920 Land $1,600 Building $7,320$223,000 Land $40,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 244 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies244 in force
Nearby Flood Claims2 (2016–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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