Schenectady County and Schenectady City property record for 220 Cromer Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,222 sqft · built 1958 |
| Lot Size | 0.193 acres (8,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2024) |
| Tax Bill | $7,023 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.23-1-24 |
| Primary APN | 421500 60.23-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,448 sqft (0.193 acres) |
| Lot Dimensions | 88 ft deep x 96 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 CROMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 BRICK AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21801 |
220 Cromer Ave is owned by an individual who bought it in September 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 219 FRANKLIN ST, ELMONT, NY 11003-2222 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2024 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jan 30, 2023 | Intrafamily Transfer, Transfer |
| Jun 25, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 202452829 |
| Deed Book / Page | 2137 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2024 |
| Property Address | 220 CROMER AVE, SCHENECTADY, NY 12304-1816 |
| Document Number | 0000052829 |
| Book / Page | 2137 / 224 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 202452829 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 CROMER AVE, SCHENECTADY, NY 12304-1816 |
| Name | Verified Name |
|---|---|
| Address | 219 FRANKLIN ST, ELMONT, NY 11003-2222 |
| Document Number | 0000052830 |
|---|---|
| Date | Sep 6, 2024 |
| Instrument | 202452830 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 30, 2023 |
| Property Address | 220 CROMER AVE, SCHENECTADY, NY 12304-1816 |
| Document Number | 0000005202 |
| Book / Page | 2101 / 632 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 202305202 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 TOWER AVE, SCHENECTADY, NY 12304-3209 |
| Name | Verified Name |
|---|---|
| Address | 220 CROMER AVE, SCHENECTADY, NY 12304-1816 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 220 CROMER AVE, SCHENECTADY, NY 12304-1816 |
| Document Number | 0000027865 |
| Book / Page | 001989 / 000916 |
| Instrument Date | Jun 9, 2018 |
| Instrument | 27865 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $499.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 TOWER AVE SCHENECTADY NY 123043209, SCHENECTADY, NY 12304-3209 |
The 2026 property tax bill for 220 Cromer Ave was $7,023, up 7.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,023.00 (+7.6%) | ||
| 2025 | $6,527.00 | $144,000 Land $22,200 Building $121,800 | $238,450 Land $36,761 Building $201,689 |
| 2023 | $135,000 (-) Land $22,200 Building $112,800 | $170,886 (+3.8%) Land $28,101 Building $142,785 | |
| 2022 | $135,000 Land $22,200 Building $112,800 | $164,634 Land $27,073 Building $137,561 | |
| 2021 | $6,273.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 Cromer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 220 Cromer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures