Schenectady County and Schenectady City property record for 170 Cromer Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1953 |
| Lot Size | 0.189 acres (8,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Feb 2023) |
| Tax Bill | $7,045 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.31-2-1 |
| Primary APN | 421500 60.31-2-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,265 sqft (0.189 acres) |
| Lot Dimensions | 95 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 438 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 170 CROMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 BRICK AND GARAGE |
| Legal Subdivision | REVISED MAP NO 2 EASTHOLM |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 170 CROMER AVE, SCHENECTADY, NY 12304-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 20239777 |
| Deed Book / Page | 2103 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 21, 2023 |
| Property Address | 170 CROMER AVE, SCHENECTADY, NY 12304-1814 |
| Document Number | 0000009777 |
| Book / Page | 2103 / 218 |
| Map Reference | CAB E-356 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 202309777 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 CROMER AVE, SCHENECTADY, NY 12304-1814 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 77 GIPP RD, ALBANY, NY 12203-4700 |
| Document Number | 0000009778 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 202309778 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 5, 2021 |
| Property Address | 170 CROMER AVE, SCHENECTADY, NY 12304-1814 |
| Document Number | 0000000426 |
| Book / Page | 2049 / 394 |
| Map Reference | CAB E-356 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 202100426 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | MURDOCK ABSTRACT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 CROMER AVE, 170, SCHENECTADY, NY 12304-1814 |
| Name | Verified Name |
|---|---|
| Address | 1114 ALBANY ST, SCHENECTADY, NY 12304-2602 |
| Document Number | 0000000427 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 202100427 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 31, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,045.00 (+1.82%) | ||
| 2025 | $6,919.00 (+4.23%) | $141,100 (-) Land $21,200 Building $119,900 | $233,648 (+30.82%) Land $35,105 Building $198,543 |
| 2023 | $141,100 (-) Land $21,200 Building $119,900 | $178,608 (+3.8%) Land $26,836 Building $151,772 | |
| 2022 | $141,100 Land $21,200 Building $119,900 | $172,073 Land $25,854 Building $146,219 | |
| 2021 | $6,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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