St. Clair County property record for 220 Coves Dr, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,174 sqft · built 2007 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Sep 2009) |
| Tax Bill | $3,220 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-08-28-0-004-001.008 |
| Primary APN | 31-08-28-0-004-001.008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 3,174 sqft Heated Area |
| 1st Floor Area | 2,788 sqft |
| Upper Floors Area | 386 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 240 sqft |
| Gazebo | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 COVES DR |
|---|---|
| City | VINCENT |
| State | AL |
| Zip | 35178-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 CUMBERLAND COVES S/D PHASE ONE MB 2006-72 21-18-3 |
| Legal Range | 03E |
| Legal Township | 18S |
| Legal Section | 28 |
| Legal Subdivision | CUMBERLAND COVES S/D |
| Legal Phase | ONE |
| Legal Lot Number | 7 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40213 |
Source: St. Clair County records · APN 31-08-28-0-004-001.008
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5228 MEADOW BROOK RD, BIRMINGHAM, AL 35242-3314 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2009 · Amount on Record |
| Deed Sale | Sep 23, 2009 · Amount on Record |
| Prior Sale | Nov 03, 2006 · Amount on Record |
| Deed Book / Page | 2009 / 7700 |
| Last Transfer Date | Mar 19, 2012 |
| Transfer Doc | 0000002627 |
| Record Updated | Jun 08, 2026 |
Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 (+4.68%) | $89,460 (-5%) | $894,540 (-) |
| 2023 | $178,908 Land $45,000 Building $133,908 | $894,540 Land $225,000 Building $669,540 | |
| 2022 | $3,076.00 |
Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
May also be available: Brightspeed.
Based on FCC filings for 30 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW LONDON WATER & FP AUTHORITY serves 6,843 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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