180 Coves Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 180 Coves Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,714 sqft · built 2021
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2021)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-08-28-0-004-001.004`

Property Details

APN / Parcel Number

Primary APN	`31-08-28-0-004-001.004`
Alternative APNs	`524227` `59652`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,714 sqft Heated Area
1st Floor Area	1,794 sqft
Upper Floors Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Boat House	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	180 COVES DR
City	VINCENT
State	AL
Zip	35178-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CUMBERLAND COVES S/D PHASE ONE RESURVEY OF LOTS 2 & 3 MB 2007-64 28-18-3
Legal Range	03E
Legal Township	18S
Legal Section	28
Legal Subdivision	CUMBERLAND COVES S/D
Legal Phase	ONE
Legal Lot Number	3,2
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	180 COVES DR, VINCENT, AL 35178-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Aug 27, 2021	Correction Deed
Jan 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	2021
Deed Book / Page	2021 / 11450
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 26, 2021
Property Address	180 COVES DR, VINCENT, AL 35178-8801
Document Number	0000011333
Book / Page	DEED 2021 / 11333
Map Reference	MB 884 PG 555
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1213, TRUSSVILLE, AL 35173-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	180 COVES DR, VINCENT, AL 35178-8801

Mortgage

Document Number	MTG202158012
Date	Aug 26, 2021
Instrument	MTG 2021/58012

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 27, 2021
Property Address	180 COVES DR, VINCENT, AL 35178-8801
Document Number	0000011450
Book / Page	DEED 2021 / 11450
Map Reference	MB 2007 PG 64
Instrument Date	Aug 24, 2021
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1213, TRUSSVILLE, AL 35173-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	180 COVES DR, VINCENT, AL 35178-8801

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 14, 2021
Property Address	180 COVES DR, VINCENT, AL 35178-8801
Document Number	0000000560
Instrument Date	Nov 19, 2020
Instrument	560
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	HAINES DR VINCENT AL 35178, VINCENT, AL 35178

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 15, 2020
Property Address	180 COVES DR, VINCENT, AL 35178-8801
Document Number	0000004683
Instrument Date	May 8, 2020
Instrument	4683
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3400 ASHFORD LN TRUSSVILLE AL 351735800, TRUSSVILLE, AL 35173-5800

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00 (+15.06%)	$61,180 (-50.06%)	$611,780 (-0.13%)
2023		$122,516 (+129.76%) Land $36,980 Building $85,536	$612,580 (+14.88%) Land $184,900 Building $427,680
2022	$1,872.00 Homeowner's exemption	$53,323 Land $18,490 Building $34,833	$533,230 Land $184,900 Building $348,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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