220 Combs St, Valley, AL 36854 Property Records

Chambers County property record for 220 Combs St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1923
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Tax Bill	$575 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-3-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-3-001-005.000`
Alternative APNs	`1706243001005000` `375730`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	170 ft deep x 72 ft wide
Porch	Patio
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	375730
Street Address	220 COMBS ST
City	VALLEY
State	AL
Zip	36854-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 10FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN NE1/4 OF SW1/4.S24 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	PROPERTY OF FAIRFAX MILL VILLAGE
Legal Block	10
Legal Lot Number	9
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	4
Census Block	4039
Census Tract	954300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chambers County assessment roll, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 COMBS ST, VALLEY, AL 36854-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	May 15, 2026
Property Address	220 COMBS ST, VALLEY, AL 36854-4628
Document Number	0000002164
Instrument Date	May 9, 2026
Instrument	20262164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 COMBS ST, VALLEY, AL 36854-4628

Mortgage

Document Number	0000002164,
Date	May 15, 2026
Instrument	20262164

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00 (+6.88%)	$17,240 (+36.18%) Land $3,160 Building $14,080	$86,200 (+36.07%) Land $15,800 Building $70,400
2024	$538.00 (-9.12%)	$12,660 (-9.18%) Land $1,020 Building $11,640	$63,350 (-9.11%) Land $5,130 Building $58,220
2023	$592.00 (+3.14%)	$13,940 (+3.11%) Land $1,020 Building $12,920	$69,700 (+3.12%) Land $5,130 Building $64,570
2022	$574.00	$13,520 Land $1,020 Building $12,500	$67,590 Land $5,130 Building $62,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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