209 Combs St, Valley, AL 36854 Property Records

Chambers County property record for 209 Combs St, Valley, AL 36854 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,156 sqft · built 1923
Lot Size	0.353 acres (15,390 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2026)
Tax Bill	$587 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-2-003-012.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-2-003-012.000`
Alternative APNs	`1706242003012000` `10404`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,390 sqft (0.353 acres)
Lot Dimensions	162 ft deep x 95 ft wide
Porch	Patio
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10404
Street Address	209 COMBS ST
City	VALLEY
State	AL
Zip	36854-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 8FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SE1/4 OF NW1/4.S24 T21N R28E
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	FAIRFAX MILL VILLAGE
Legal Block	8
Legal Lot Number	6
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	4
Census Block	4040
Census Tract	954300

Owner

Source: Chambers County records · APN 12-17-06-24-2-003-012.000

Assessment roll updated May 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2908 BIRMINGHAM HWY, 306, OPELIKA, AL 36801-4687
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	20263462
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 29, 2026
Property Address	209 COMBS ST, VALLEY, AL 36854-4629
Document Number	0000003462
Instrument Date	Jul 16, 2026
Instrument	20263462
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	EAST ALABAMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,655.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003463,
Date	Jul 29, 2026
Instrument	20263463

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (+6.92%)	$18,000 (+39.32%) Land $3,920 Building $14,080	$90,000 (+39.36%) Land $19,600 Building $70,400
2024	$549.00 (-8.96%)	$12,920 (-9.01%) Land $1,280 Building $11,640	$64,580 (-8.97%) Land $6,350 Building $58,230
2023	$603.00 (+3.08%)	$14,200 (+3.05%) Land $1,280 Building $12,920	$70,940 (+3.08%) Land $6,350 Building $64,590
2022	$585.00	$13,780 Land $1,280 Building $12,500	$68,820 Land $6,350 Building $62,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 44% of Alabama
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.