220 Cold Spring Ln, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 220 Cold Spring Ln, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 1962
Lot Size1.22 acres (53,239 sqft)
OwnerCompany Name on File
Last Sale$355,000 (Feb 2018)
Tax Bill$9,441 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (moderate risk)
APN06-00413-0000-00014

Property Details

APN / Parcel Number

Primary APN06-00413-0000-00014
Alternative APNs
  • 060041300014
  • S001

Interior

Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area53,239 sqft
Lot Dimensions440 ft deep x 121 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account NumberS001
Street Address220 COLD SPRING LN
CityBRIDGEWATER
StateNJ
Zip08807-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionMEADOWBROOK SEC 1
Legal Block413
Legal Lot Number14
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2002
Census Tract50801

Owner

220 Cold Spring Ln is owned by a company that bought it in February 2018.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of RecordCompany Name on File
Mailing Address220 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018 · Amount on File
Deed SaleFeb 9, 2018 · Amount on File
Deed Document Number20185477
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address220 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902

Mortgage

Document Number0000035770
DateDec 17, 2025
Book Page7656/727
Instrument2025035770
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 220 Cold Spring Ln was $9,441.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,700 (+7.62%) Land $354,400 Building $172,300$526,700 (+7.62%) Land $354,400 Building $172,300
2025$9,441.00 (-0.01%)$489,400 Land $334,400 Building $155,000$489,400 Land $334,400 Building $155,000
2024$9,442.00
2023$448,700 Land $334,400 Building $114,300$448,700 Land $334,400 Building $114,300
2022$8,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Cold Spring Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1989–2013)
Claims Outside the SFHA6 of 6
Most Recent ClaimJun 2013 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Cold Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: AT&T.

Nearby Properties on Cold Spring Ln

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