216 Cold Spring Ln, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 216 Cold Spring Ln, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,199 sqft · built 1959
Lot Size	1.47 acres (64,129 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Aug 2010)
Tax Bill	$11,360 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-00413-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`06-00413-0000-00015`
Alternative APNs	`060041300015` `S001`

Interior

Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	64,129 sqft
Lot Dimensions	530 ft deep x 121 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	216 COLD SPRING LN
City	BRIDGEWATER
State	NJ
Zip	08807-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	MEADOWBROOK SEC 01
Legal Block	413
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	50801

Owner

216 Cold Spring Ln is owned and occupied by two individuals who bought it in August 2010.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK
Jul 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2010 · Amount on File
Deed Sale	Aug 17, 2010 · Amount on File
Prior Sale	Mar 10, 2003 · Amount on File
Deed Document Number	201036058
Deed Book / Page	6344 / 1427
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	216 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055643
Date	Sep 15, 2021
Book Page	7383/404
Instrument	2021055643

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	216 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027628
Date	Jul 13, 2017
Book Page	6973/3307
Instrument	2017027628

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	216 COLD SPRING LN, BRIDGEWATER, NJ 08807-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027039
Date	Jul 10, 2017
Book Page	6972/3629
Instrument	2017027039

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 28, 2032

Interest

Rate	4.2%

Tax Assessment & Valuation

The 2025 property tax bill for 216 Cold Spring Ln was $11,360, up 1.5% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,100 (+8.52%) Land $370,700 Building $268,400	$639,100 (+8.52%) Land $370,700 Building $268,400
2025	$11,360.00 (+1.55%)	$588,900 Land $350,700 Building $238,200	$588,900 Land $350,700 Building $238,200
2024	$11,187.00
2023		$528,600 Land $350,700 Building $177,900	$528,600 Land $350,700 Building $177,900
2022	$9,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Cold Spring Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1989–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Cold Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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