220 Chering Dr, Belton, TX 76513 Property Records

Bell County property record for 220 Chering Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2013
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,214 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088293850`

Property Details

APN / Parcel Number

Primary APN	`0088293850`
Alternative APNs	`440208` `862403`

Interior

Stories	1 Story
Building Area	2,003 sqft Living Area
1st Floor Area	2,003 sqft

Exterior

Year Built	Built 2013
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	126 ft deep x 67 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	498 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	862403
Street Address	220 CHERING DR
City	BELTON
State	TX
Zip	76513-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE X, BLOCK 001, LOT 0010, ACRES .194
Legal Subdivision	NORTHCLIFFE PHASE X
Legal Block	1
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1054
Census Tract	20201

Owner

220 Chering Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 CHERING DR, BELTON, TX 76513-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST SAVINGS BANK
Jul 9, 2019	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019
Deed Sale	Jul 9, 2019
Prior Sale	Jul 9, 2019
Deed Document Number	2019-00029820
Deed Book / Page	010914 / 000065
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	220 CHERING DR, BELTON, TX 76513-8022
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018657
Date	Apr 20, 2020
Instrument	2020-00018657

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 9, 2019
Property Address	220 CHERING DR, BELTON, TX 76513-8022
Document Number	0000029815
Map Reference	CAB D SL 354-C
Instrument Date	Jun 25, 2019
Instrument	2019-00029815
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CHERING DR, BELTON, TX 76513-8022

Mortgage

Document Number	0000029816
Date	Jul 9, 2019
Instrument	2019-00029816

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 9, 2019
Property Address	220 CHERING DR, BELTON, TX 76513-8022
Document Number	0000029820
Book / Page	010914 / 000065
Instrument Date	Jun 25, 2019
Instrument	29820
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 CHERING DR BELTON TX 765138022, BELTON, TX 76513-8022

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,214.00 (+4.44%)	$357,847 Land $42,000 Building $315,847	$357,847 Land $42,000 Building $315,847
2022	$7,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Chering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Chering Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

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