198 Chering Dr, Belton, TX 76513 Property Records

Bell County property record for 198 Chering Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2014
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$106,300 (Jan 2021)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088293841`

Property Details

APN / Parcel Number

Primary APN	`0088293841`
Alternative APNs	`440205` `856004`

Interior

Stories	1 Story
Building Area	2,003 sqft Living Area
1st Floor Area	2,003 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	121 ft deep x 67 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	505 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	198 CHERING DR
City	BELTON
State	TX
Zip	76513-7591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE X, BLOCK 001, LOT 0007, ACRES .185
Legal Subdivision	NORTHCLIFFE PHASE X
Legal Block	1
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1054
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 CHERING DR, BELTON, TX 76513-7591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS REGIONAL BANK
Jan 21, 2021	Warranty Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Feb 21, 2019	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Jan 21, 2021
Deed Document Number	20214292
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000004292
Record Updated	Sep 20, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 21, 2021
Property Address	198 CHERING DR, BELTON, TX 76513-7591
Document Number	0000004292
Map Reference	CAB D SL 364-C
Instrument Date	Jan 11, 2021
Instrument	2021004292
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CHERING DR, BELTON, TX 76513-7591

Mortgage

Document Number	0000004293
Date	Jan 21, 2021
Instrument	2021004293

Lender

Name	TEXAS REGIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 21, 2021
Property Address	198 CHERING DR, BELTON, TX 76513-7591
Document Number	0000004291
Instrument Date	Jan 9, 2021
Instrument	4291
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 21, 2019
Property Address	198 CHERING DR, BELTON, TX 76513-7591
Document Number	0000006530
Book / Page	010744 / 000240
Instrument Date	Feb 1, 2019
Instrument	6530
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 CHERING DR BELTON TX 765137591, BELTON, TX 76513-7591

Mortgage

Document Number	6531
Date	Feb 21, 2019
Book Page	010744/000245
Instrument	6531

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,321.00 (-23.76%)	$336,994 (-5.89%)	$339,916 (-5.07%) Land $50,000 Building $289,916
2023	$4,356.00 (-23.16%) Homeowner's exemption Senior Citizen's exemption	$358,078 Land $42,000 Building $316,078	$358,078 Land $42,000 Building $316,078
2022	$5,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

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