220 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 220 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,613 sqft · built 2001
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Nov 2011)
Tax Bill$3,429 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN162861-0070

Property Details

APN / Parcel Number

Primary APN162861-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,613 sqft Living Area
Gross Area2,049 sqft
1st Floor Area1,613 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area336 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address220 CEDAR RIDGE CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePSD
Legal Description31/31-36 CEDAR RIDGE LOT 7 OR3494/619
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionCEDAR RIDGE
Legal Block3
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3005
Census Tract21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2011 · Amount on Record
Deed SaleNov 15, 2011 · Amount on Record
Prior SaleDec 2, 2004 · Amount on Record
Deed Document Number201157489
Deed Book / Page3494 / 619
Prior Transfer DateFeb 28, 2005
Prior Transfer Doc0023850086
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address220 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6582
Document Number0050001092
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address220 CEDAR RIDGE CIR ST AUGUSTINE FL 320806582, ST AUGUSTINE, FL 32080-6582

Mortgage

Document Number0050001092
DateJul 28, 2020
Book Page005000/001092
Instrument61133
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,574 (+3.33%)$397,825 (+0.96%) Land $100,000 Building $297,825
2025$3,429.00 (+13.06%) Homeowner's exemption$267,654 (+2.9%)$394,038 (-2.14%) Land $100,000 Building $294,038
2024$3,033.00 (+2.05%) Homeowner's exemption$260,111 (+3%)$402,655 (-0.89%) Land $110,000 Building $292,655
2023$2,972.00 (+3.12%) Homeowner's exemption$252,535 (+3%)$406,289 (+1.09%) Land $110,000 Building $296,289
2022$2,882.00 Homeowner's exemption$245,180$401,927 Land $100,800 Building $301,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
incl. 224 condo units
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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