216 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 216 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1999
Lot Size	0.11 acres (4,791 sqft)
Owner	Company Name on Record
Last Sale	$271,200 (May 2020)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162861-0080`

Property Details

APN / Parcel Number

Primary APN	`162861-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	2,185 sqft
1st Floor Area	1,613 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft
Patio Area	651 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	216 CEDAR RIDGE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	31/31-36 CEDAR RIDGE LOT 8
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3005
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 1, 2020	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Document Number	202033811
Deed Book / Page	4934 / 1499
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	216 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6582
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6582

Mortgage

Document Number	0053841927
Date	Oct 4, 2021
Book Page	5384/1927
Instrument	2021107958

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2020
Property Address	216 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6582
Document Number	0049341499
Book / Page	004934 / 001499
Instrument Date	Apr 30, 2020
Instrument	33811
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,898.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 CEDAR RIDGE CIR ST AUGUSTINE FL 320806582, ST AUGUSTINE, FL 32080-6582

Mortgage

Document Number	49341501
Date	May 1, 2020
Book Page	004934/001501
Instrument	33812

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,967	$347,054 (-1.15%) Land $100,000 Building $247,054
2025	$3,298.00 (+13.14%)
2024	$2,915.00 (+2.07%) Homeowner's exemption	$250,730 (+3%)	$351,106 (-0.84%) Land $110,000 Building $241,106
2023	$2,856.00 (+3.18%) Homeowner's exemption	$243,427 (+3%)	$354,070 (+1.26%) Land $110,000 Building $244,070
2022	$2,768.00 Homeowner's exemption	$236,337	$349,673 Land $100,800 Building $248,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures