220 Cedar Dr, Chapin, IL 62628 Property Records

Morgan County property record for 220 Cedar Dr, Chapin, IL 62628

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Jul 2013)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02-401-002`

Property Details

APN / Parcel Number

Primary APN	`07-02-401-002`

Exterior

Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	168 ft deep x 90 ft wide

Location & Zoning

Street Address	220 CEDAR DR
City	CHAPIN
State	IL
Zip	62628-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: VILLAGE OF CHAPIN KOLBERERS ADDITION LT 2 BK-231 PG-435 5-69
Legal Range	12W
Legal Township	15N
Legal Section	02
Legal Subdivision	KOLBERERS ADDITION
Legal Lot Number	2
Jurisdiction	MORGAN IL
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2040
Census Tract	951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 CEDAR DR, CHAPIN, IL 62628-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CNB BANK & TRUST NA
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	2013597031
Prior Transfer Date	Feb 25, 2013
Prior Transfer Doc	0000594724
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	220 CEDAR DR, CHAPIN, IL 62628-2081
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637232
Date	Apr 29, 2021
Instrument	637232

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	CHAPIN, IL 62628

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	5-Year CMT
Max Rate	9.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	220 CEDAR DR, CHAPIN, IL 62628-2081
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	636627
Date	Mar 25, 2021
Instrument	636627

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	CHAPIN, IL 62628

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chapin Village
County	Morgan County
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+8.07%)	$29,830 (+11.02%) Land $3,810 Building $26,020	$89,490 (+11.02%) Land $11,430 Building $78,060
2024	$1,735.00 (-11.79%)
2023		$26,870 (-15.02%) Land $3,430 Building $23,440	$80,610 (-15.02%) Land $10,290 Building $70,320
2022	$1,967.00 (+7.96%) Homeowner's exemption	$31,620 Land $4,040 Building $27,580	$94,860 Land $12,120 Building $82,740
2021	$1,822.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 295 people · EPA ID IL1370100
Water Source	Purchased groundwater influenced by surface water from CHAPIN
Last State Inspection	Feb 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Illinois Net, Wisper ISP.

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