218 Cedar Dr, Chapin, IL 62628 Property Records

Morgan County property record for 218 Cedar Dr, Chapin, IL 62628

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$204,500 (Aug 2024)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-401-003`

Property Details

APN / Parcel Number

Primary APN	`07-02-401-003`

Exterior

Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	152 ft deep x 90 ft wide

Location & Zoning

Street Address	218 CEDAR DR
City	CHAPIN
State	IL
Zip	62628-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: VILLAGE OF CHAPIN KOLBERERS ADDITION LT 3 DOC-393942 8-89 9,000
Legal Range	12W
Legal Township	15N
Legal Section	02
Legal Subdivision	KOLBERERS ADDITION
Legal Lot Number	3
Jurisdiction	MORGAN IL
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2040
Census Tract	951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	218 CEDAR DR, CHAPIN, IL 62628-2085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE FIRST NATIONAL BANK OF ARENZVILLE
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF ARENZVILLE
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BEARDSTOWN SAVINGS SB
Mar 6, 2018	Executor's Deed, Transfer · ARM BEARDSTOWN SAVINGS SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	2024652421
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	218 CEDAR DR, CHAPIN, IL 62628-2085
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000657512
Date	Oct 29, 2025
Instrument	657512

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVILLE
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	181 Months
Due	Nov 5, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.66%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	218 CEDAR DR, CHAPIN, IL 62628-2085
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CEDAR DR, CHAPIN, IL 62628-2085

Mortgage

Document Number	0000650576
Date	Apr 1, 2024
Instrument	650576

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVILLE
Type	Bank
Address	ARENZVILLE, IL 62611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2054

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	218 CEDAR DR, CHAPIN, IL 62628-2085
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000646350
Date	Apr 3, 2023
Instrument	646350

Lender

Name	BEARDSTOWN SAVINGS SB
Type	Bank
Address	BEARDSTOWN, IL 62618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MORGAN IL
Recording Date	Mar 6, 2018
Property Address	218 CEDAR DR, CHAPIN, IL 62628-2085
Document Number	0000620772
Instrument Date	Feb 28, 2018
Instrument	620772
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1581 GRAVEL SPRINGS CIR, 1581, JACKSONVILLE, IL 62650-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 CEDAR DR, CHAPIN, IL 62628-2085

Mortgage

Document Number	0000620773
Date	Mar 6, 2018
Instrument	620773

Lender

Name	BEARDSTOWN SAVINGS SB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2023
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chapin Village
County	Morgan County
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (+25.25%)	$41,590 (+11%) Land $3,670 Building $37,920	$124,770 (+11%) Land $11,010 Building $113,760
2024	$2,222.00
2023		$37,470 (-15%) Land $3,310 Building $34,160	$112,410 (-15%) Land $9,930 Building $102,480
2022	Homeowner's exemption Senior Citizen's exemption	$44,080 Land $3,890 Building $40,190	$132,240 Land $11,670 Building $120,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 295 people · EPA ID IL1370100
Water Source	Purchased groundwater influenced by surface water from CHAPIN
Last State Inspection	Feb 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Illinois Net, Wisper ISP.

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures