Banks County property record for 220 Borders Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1999 |
| Lot Size | 5.51 acres (240,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jan 2022) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B78E023 |
| Primary APN | B78E023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 240,016 sqft (5.51 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6972 |
|---|---|
| Street Address | 220 BORDERS RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TRCT2 PB14-131 GLENFIELD |
| Legal Subdivision | GLENFIELD FARMS - 00104 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 692 E COUNTY LINE RD, DANIELSVILLE, GA 30633-1428 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | May 5, 2010 |
| Deed Document Number | 0000522481 |
| Deed Book / Page | 522 / 481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 21, 2022 |
| Property Address | 220 BORDERS RD, COMMERCE, GA 30530-6809 |
| Document Number | 000522/481 |
| Book / Page | 522 / 481 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-000080 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 692 E COUNTY LINE RD, DANIELSVILLE, GA 30633-1428 |
| Document Number | 0000000522/0000000484 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 0000000522/0000000484 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (+3.68%) | $95,881 (+7.01%) Land $39,094 Building $56,787 | $239,701 (+7.01%) Land $97,734 Building $141,967 |
| 2024 | $1,765.00 (+23.95%) | $89,600 (+15.07%) Land $35,540 Building $54,060 | $223,998 (+15.07%) Land $88,849 Building $135,149 |
| 2023 | $1,424.00 (+11.34%) | $77,863 (+23.8%) Land $32,948 Building $44,915 | $194,657 (+23.8%) Land $82,369 Building $112,288 |
| 2022 | $1,279.00 Homeowner's exemption | $62,896 Land $23,782 Building $39,114 | $157,238 Land $59,454 Building $97,784 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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