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295 Borders Rd, Commerce, GA 30530 Property Records

Banks County property record for 295 Borders Rd, Commerce, GA 30530 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2024
Square Footage3,234 sqft Heated Area
Lot Size657,320 sqft (15 acres)
Garage843 sqft
Tax Bill$2,302.00 (2025)

Property Details

APN / Parcel Number

Primary APNB78 064B
Alternative APN
  • 10065

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,234 sqft Heated Area
1st Floor2,692 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area657,320 sqft (15 acres)
Garage Area843 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number10065
Street Address295 BORDERS RD
CityCOMMERCE
StateGA
Zip30530-6834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 3 PB H-175
Legal Subdivision00200-I-85 AREA 6000
Legal Tract3
JurisdictionBANKS GA
Minor Civil DivisionSOUTHEAST BANKS
Census Blockgroup2
Census Block2051
Census Tract970400

Owner

Source: Banks County records · APN B78 064B

Assessment roll updated November 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address295 BORDERS RD, COMMERCE, GA 30530-6834
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Quit Claim Deed, Transfer
Quitclaim Document
Jul 02, 2025Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK
Apr 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Jun 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
SOUTHSTATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • May 08, 2026
  • Prior Sale Amount on Apr 17, 2017
Deed Book / Page599 / 590
Prior Transfer DateApr 08, 2026
Prior Transfer Doc000599/590
Record RefreshedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBANKS GA
Recording DateMay 08, 2026
Property Address295 BORDERS RD, COMMERCE, GA 30530-6834
Document Number000599/590
Book / Page599 / 590
Instrument DateApr 08, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 BORDERS RD, COMMERCE, GA 30530-6834

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address295 BORDERS RD, COMMERCE, GA 30530-6834
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 BORDERS RD, COMMERCE, GA 30530-6834

Mortgage

Document Number0000000580/0000000718
DateJul 02, 2025
Book Page0000000580/0000000718
Lender
NameCOMMERCIAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJan 01, 2028

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address295 BORDERS RD, COMMERCE, GA 30530-6834
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 WRIGHTS MILL RD, COMMERCE, GA 30530-6877

Mortgage

Document Number0000000577/0000000267
DateApr 18, 2025
Book Page0000000577/0000000267
Lender
NameAMERICAN PACIFIC MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address295 BORDERS RD, COMMERCE, GA 30530-6834
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWRIGHTS MILL RD

Mortgage

Document Number0000000561/0000000507
DateJun 05, 2024
Book Page0000000561/0000000507
Lender
NameSOUTHSTATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate8.37%
Type Change DateJun 01, 2020

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,302.00 (+1,901.74%)$192,746 (+171.15%) Land $78,192 Building $114,554$481,864 (+171.15%) Land $195,480 Building $286,384
2024$115.00 (-0.86%) Additional exemption filed$71,084 (+18.3%) Land $71,084$177,709 (+18.3%) Land $177,709
2023$116.00 Additional exemption filed$60,088 (+25.85%) Land $60,088$150,221 (+25.85%) Land $150,221
2022$116.00$47,747 Land $47,747$119,367 Land $119,367

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