220 Bay Cir, Earleville, MD 21919 Property Records

Cecil County property record for 220 Bay Cir, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,868 sqft · built 1992
Lot Size	0.472 acres (20,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Oct 2021)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-050958`

Property Details

APN / Parcel Number

Primary APN	`01-050958`
Alternative APNs	`1050958` `050958`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,560 sqft (0.472 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	524 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	050958
Street Address	220 BAY CIR
City	EARLEVILLE
State	MD
Zip	21919-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 105 - .472 ACRE 220 BAY CIRCLE BAY VIEW ESTATES
Legal Subdivision	BAY CIRCLE BAY VIEW ESTATES
Legal Lot Number	105
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4049
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 BAY CIR, EARLEVILLE, MD 21919-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 15, 2021	Trustee's Deed, Foreclosure NOT AVAILABLE, NEW WORLD TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Book / Page	5015 / 290
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0049110483
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 26, 2021
Property Address	220 BAY CIR, EARLEVILLE, MD 21919-2232
Document Number	0050150290
Book / Page	5015 / 290
Map Reference	MB RRC 1 FO 137
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 BAY CIR, EARLEVILLE, MD 21919-2232

Mortgage

Document Number	0005015295
Date	Oct 26, 2021
Instrument	5015/295

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Jun 15, 2021
Property Address	220 BAY CIR, EARLEVILLE, MD 21919-2232
Document Number	0049110483
Book / Page	4911 / 483
Map Reference	MB RRC FO 137
Instrument Date	May 11, 2021
Transaction Type	Foreclosure
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE, NEW WORLD TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 OREGON PIKE, LANCASTER, PA 17601-4202

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+5.8%)	$372,667 (+5.2%)	$391,100 (-) Land $100,200 Building $290,900
2025	$3,876.00 (+47.49%)	$354,233 (+19.7%)	$391,100 (+16.47%) Land $100,200 Building $290,900
2023	$2,628.00	$295,933	$335,800 Land $83,700 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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