148 Bay Cir, Earleville, MD 21919 Property Records

Cecil County property record for 148 Bay Cir, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,368 sqft · built 1993
Lot Size	0.717 acres (31,232 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2022)
Tax Bill	$3,487 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-050729`

Property Details

APN / Parcel Number

Primary APN	`01-050729`
Alternative APNs	`1050729` `050729`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,368 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,232 sqft (0.717 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	264 sqft
Patio Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	050729
Street Address	148 BAY CIR
City	EARLEVILLE
State	MD
Zip	21919-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 85 - .717 ACRE 148 BAY CIRCLE BAY VIEW ESTATES
Legal Subdivision	BAY CIRCLE BAY VIEW ESTATES
Legal Lot Number	85
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4039
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 BAY CIR, EARLEVILLE, MD 21919-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 7, 2022	Deed, Transfer · FHA Mortgage TAM LENDING CENTER INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Aug 7, 2003
Deed Book / Page	5142 / 267
Prior Transfer Date	Sep 2, 2014
Prior Transfer Doc	0036150085
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	148 BAY CIR, EARLEVILLE, MD 21919-2332
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BAY CIR, EARLEVILLE, MD 21919-2332

Mortgage

Document Number	0057590239
Date	Mar 26, 2026
Book Page	5759/239

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 7, 2022
Property Address	148 BAY CIR, EARLEVILLE, MD 21919-2332
Document Number	0051420267
Book / Page	5142 / 267
Map Reference	MB RRC 1 FO 137
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	148 BAY CIR, EARLEVILLE, MD 21919-2332

Mortgage

Document Number	0005142274
Date	Apr 7, 2022
Instrument	5142/274

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,487.00 (+7%)	$316,033 (+6.1%)	$334,200 (-) Land $105,600 Building $228,600
2025	$3,259.00 (+34.45%)	$297,867 (+7.34%)	$334,200 (+19.49%) Land $105,600 Building $228,600
2023	$2,424.00	$277,500	$279,700 Land $89,100 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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