199 Barnerville Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 199 Barnerville Rd, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,292 sqft · built 1970
Lot Size0.6 acres (26,136 sqft)
Owner2 Company Names on Record
Tax Bill$4,257 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN432689 56.15-2-2

Property Details

APN / Parcel Number

Primary APN432689 56.15-2-2
Alternative APNs
  • 268905601500020020000000
  • 435J100556

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions250 ft deep x 100 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area220 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number435J100556
Street Address199 BARNERVILLE RD
CityCOBLESKILL
StateNY
Zip12043-5730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI
Legal DescriptionRANCH HOUSE GARAG
Legal Block2
Legal Lot Number2.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4000
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address199 BARNERVILLE RD, COBLESKILL, NY 12043-5730
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Nov 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address199 BARNERVILLE RD, COBLESKILL, NY 12043-5730
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002056/163
DateOct 16, 2023
Book Page2056/163
Instrument823045
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 1, 2033
Interest
Rate TypeAdjustable Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 19, 2021
Property Address199 BARNERVILLE RD, COBLESKILL, NY 12043-5730
Document Number001151/175
Book / Page1151 / 175
Instrument DateOct 19, 2021
Instrument798631
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 WOODS RD, MIDDLEBURGH, NY 12122-5418

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,257.00 (-30.66%)$93,700 (-) Land $9,500 Building $84,200$191,224 (+16.33%) Land $19,388 Building $171,836
2023$93,700 Land $9,500 Building $84,200$164,386 Land $16,667 Building $147,719
2020$6,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: MIDTEL.

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