22 Ymca Dr, Unit 3, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 22 Ymca Dr, Unit 3, Lowell, MA 01852

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,133 sqft · built 2005
Lot Size	0.388 acres (16,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2017)
Tax Bill	$4,510 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T17510`

Property Details

APN / Parcel Number

Primary APN	`T17510`
Alternative APNs	`LOWE M:163 B:6530 L:22 U:3` `M:000163 T:T17510`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	8 Units
Stories	3 Stories
Building Area	1,133 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	510 sqft
Basement Area	205 sqft
Unfinished Basement	205 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,907 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T17510
Street Address	22 YMCA DR, 3
City	LOWELL
State	MA
Zip	01852-4059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UMU
Legal Block	6530
Legal Lot Number	22
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2015
Census Tract	312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 YMCA DR, 3, LOWELL, MA 01852-4059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALIGN CREDIT UNION
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 1, 2017	Quit Claim Deed, Transfer · Conventional with PMI JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Book / Page	31167 / 222
Transfer Doc	031167-222
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	22 YMCA DR UNIT 3, 3, LOWELL, MA 01852-4059
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037365-74
Date	Sep 9, 2022
Book Page	37365/74
Instrument	38200

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	22 YMCA DR UNIT 3, 3, LOWELL, MA 01852-4059
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035155-265
Date	Jan 6, 2021
Book Page	35155/265
Instrument	202100000773

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	22 YMCA DR UNIT 3, 3, LOWELL, MA 01852-4059
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038745-248
Date	Sep 11, 2024
Book Page	38745/248
Instrument	27751

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 1, 2017
Property Address	22 YMCA DR UNIT 3, 3, LOWELL, MA 01852-4059
Document Number	31167-222
Book / Page	031167 / 000222
Instrument Date	Jun 1, 2017
Instrument	22643
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 YMCA DR #3 LOWELL MA 018524059, 3, LOWELL, MA 01852-4059

Mortgage

Document Number	31167-225
Date	Jun 1, 2017
Book Page	031167/000225
Instrument	22644

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,510.00 (+2.85%)	$397,400 (+4.03%) Building $397,400	$389,209 (+18.58%)
2025	$4,385.00 (+6.2%)	$382,000 (+10.18%) Building $382,000	$328,225 (-4.4%)
2024	$4,129.00 (+8.69%)	$346,700 (+13.34%) Building $346,700	$343,330
2023	$3,799.00	$305,900 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ymca Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures