22 Ymca Dr, Unit 1, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 22 Ymca Dr, Unit 1, Lowell, MA 01852

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,161 sqft · built 2005
Lot Size	0.389 acres (16,935 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2020)
Tax Bill	$4,365 (2026)
Deeds & Mortgages	Feb 2021 Refinance Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L16180`

Property Details

APN / Parcel Number

Primary APN	`L16180`
Alternative APNs	`LOWE M:163 B:6530 L:22 U:1` `M:000163 T:L16180`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	8 Units
Stories	3 Stories
Building Area	1,161 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	521 sqft
Basement Area	205 sqft
Unfinished Basement	205 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,935 sqft (0.389 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	L16180
Street Address	22 YMCA DR, 1
City	LOWELL
State	MA
Zip	01852-4059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UMU
Legal Subdivision	THORNDIKE PLACE CONDO
Legal Block	6530
Legal Lot Number	22
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2015
Census Tract	312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 YMCA DR, 1, LOWELL, MA 01852-4059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Mar 26, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	202012909
Deed Book / Page	33954 / 98
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	33954-98
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	22 YMCA DR UNIT 1, 1, LOWELL, MA 01852-4059
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035392-241
Date	Feb 26, 2021
Book Page	35392/241
Instrument	11829

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 26, 2020
Property Address	22 YMCA DR UNIT 1, 1, LOWELL, MA 01852-4059
Document Number	33954-98
Book / Page	33954 / 98
Instrument Date	Mar 24, 2020
Instrument	12909
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 YMCA DR UNIT 1, 1, LOWELL, MA 01852-4059

Mortgage

Document Number	12910
Date	Mar 26, 2020
Instrument	12910

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,365.00 (+0.37%)	$384,600 (+1.53%) Building $384,600	$374,855 (+6.47%)
2025	$4,349.00 (+6.25%)	$378,800 (+10.21%) Building $378,800	$352,070 (-6.67%)
2024	$4,093.00 (+8.65%)	$343,700 (+13.32%) Building $343,700	$377,245
2023	$3,767.00	$303,300 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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