22 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 22 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	5,406 sqft · built 2019
Lot Size	1.24 acres (54,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,573,762 (Feb 2019)
Tax Bill	$34,979 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01049-03-00014`

Property Details

APN / Parcel Number

Primary APN	`32-01049-03-00014`
Alternative APN	`320104900000005114`

Interior

Building Area	5,406 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	54,145 sqft

Location & Zoning

Old Parcel Number	320104900000005114
Street Address	22 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: WOODBURY
Legal Subdivision	BAMM HOLLOW ESTATES PH 1 SOUTH
Legal Block	1049
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 WINDERMERE RD, LINCROFT, NJ 07738-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 12, 2019	Grant Deed, Subdivision Related Transfer TBI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	201914091
Deed Book / Page	9335 / 3518
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 WINDERMERE RD, LINCROFT, NJ 07738-1141
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095499228
Date	Oct 8, 2021
Book Page	9549/9228
Instrument	2021150127

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 12, 2019
Property Address	22 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0000014091
Book / Page	009335 / 003518
Instrument Date	Jan 18, 2019
Instrument	14091
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 25, 2019
Title Company	WESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,573.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141

Mortgage

Document Number	14092
Date	Feb 12, 2019
Book Page	009335/003540
Instrument	14092

Lender

Name	TBI MTG
Type	Mortgage Company
Address	250 GIBRALTAR RD, HORSHAM, PA 19044-2323

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,326,900 (+7.37%) Land $875,600 Building $1,451,300	$2,326,900 (+7.37%) Land $875,600 Building $1,451,300
2025	$34,979.00 (+4.25%)	$2,167,200 (+17.81%) Land $729,000 Building $1,438,200	$2,167,200 (+17.81%) Land $729,000 Building $1,438,200
2024	$33,554.00 (+6.12%)
2023		$1,839,600 Land $430,600 Building $1,409,000	$1,839,600 Land $430,600 Building $1,409,000
2022	$31,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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