Monmouth County and Middletown Township property record for 20 Windermere Rd, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4,907 sqft · built 2015 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,605,338 (Jul 2016) |
| Tax Bill | $33,449 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01049-03-00015 |
| Primary APN | 32-01049-03-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 4,907 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 49,223 sqft |
| Old Parcel Number | 320104900000005113 |
|---|---|
| Street Address | 20 WINDERMERE RD |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R220 |
| Legal Description | ADDITIONAL LOTS: COUNTRY MANOR |
| Legal Subdivision | BAMMM HOLLOW ESTATES PH 1 SOUT |
| Legal Block | 1049 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 801500 |
20 Windermere Rd is owned and occupied by two individuals who bought it in July 2016.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 WINDERMERE RD, LINCROFT, NJ 07738-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on File |
| Deed Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 201667352 |
| Deed Book / Page | 9176 / 2580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 WINDERMERE RD, LINCROFT, NJ 07738-1141 |
| Document Number | 0000037031 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 20 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141 |
| Document Number | 0000037031 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 009406/003893 |
| Instrument | 37031 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Windermere Rd was $33,449, up 8.1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,231,300 (+7.67%) Land $867,100 Building $1,364,200 | $2,231,300 (+7.67%) Land $867,100 Building $1,364,200 | |
| 2025 | $33,449.00 (+8.08%) | $2,072,400 Land $720,600 Building $1,351,800 | $2,072,400 Land $720,600 Building $1,351,800 |
| 2024 | $30,947.00 | ||
| 2023 | $1,734,900 Land $424,900 Building $1,310,000 | $1,734,900 Land $424,900 Building $1,310,000 | |
| 2022 | $29,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Windermere Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Windermere Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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