West Warwick Town property record for 22 Willow St, West Warwick, RI 02893
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,768 sqft · built 1900 |
| Lot Size | 0.12 acres (5,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2023) |
| Tax Bill | $5,650 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2027-31 |
| Primary APN | 13-2027-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,652 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 5,236 sqft (0.12 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13-0003-78 |
|---|---|
| Street Address | 22 WILLOW ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-5919 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20300 |
Source: West Warwick Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 GREENVILLE RD, NORTH SMITHFIELD, RI 02896-7419 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) RHODE ISLAND CREDIT UNION |
| Jan 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS |
| May 5, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Apr 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage RFLF 4 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2022 · Amount on Record |
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0002490644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 22 WILLOW ST, WEST WARWICK, RI 02893-5919 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024875358 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2487-5358 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 22 WILLOW ST, WEST WARWICK, RI 02893-5919 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000248824 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2488-24 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | May 5, 2023 |
| Property Address | 22 WILLOW ST, WEST WARWICK, RI 02893-5919 |
| Document Number | 0024881552 |
| Instrument Date | May 5, 2023 |
| Instrument | 2488-1552 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 GOUGH AVE, WEST WARWICK, RI 02893-5724 |
| Document Number | 0024881553 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2488-1553 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Apr 1, 2022 |
| Property Address | 22 WILLOW ST, WEST WARWICK, RI 02893-5919 |
| Document Number | 0024871657 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2487-1657 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 969 WATERMAN AVE, EAST PROVIDENCE, RI 02914-1342 |
| Investor | Possibly a Property Investor |
| Document Number | 0024871658 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2487-1658 |
| Name | RFLF 4 LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,650.00 (+18.13%) | $369,500 (+55.06%) Land $75,900 Building $293,600 |
| 2023 | $4,783.00 | $238,300 Land $48,200 Building $190,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 15 (1979–2024) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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