22 Whitebark Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 22 Whitebark Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,258 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$25,600 (Jan 2021)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Feb 2018 Reverse Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`11710448`

Property Details

APN / Parcel Number

Primary APN	`11710448`
Alternative APNs	`R600 027 000 0044 0000` `R603 027 000 0044 0000`

Interior

Bedrooms	2 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11710448
Old Parcel Number	R603 027 000 0044 0000
Street Address	22 WHITEBARK LN
City	BLUFFTON
State	SC
Zip	29909-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 140 SAPPHIRE LAKES BLK 44 PB102 P120-121
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	44
Legal Lot Number	140
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2109

Owner

Source: Beaufort County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	2021005373
Deed Book / Page	3962 / 2196
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008352
Date	Feb 14, 2018
Book Page	3644/1346
Instrument	2018008352

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 22, 2021
Property Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064
Document Number	0000005373
Book / Page	3962 / 2196
Map Reference	MB 102 PG 120
Instrument Date	Jan 15, 2021
Instrument	2021005373
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$665.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064

Mortgage

Document Number	0000005374
Date	Jan 22, 2021
Instrument	2021005374

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064
Document Number	0000008353
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHITEBARK LN BLUFFTON SC 299096064, BLUFFTON, SC 29909-6064

Mortgage

Document Number	0000008353
Date	Feb 14, 2018
Book Page	003644/001363
Instrument	8353

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.74%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 21, 2017
Property Address	22 WHITEBARK LN, BLUFFTON, SC 29909-6064
Document Number	0000033178
Book / Page	003584 / 001996
Instrument Date	Jun 15, 2017
Instrument	33178
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHITEBARK LN BLUFFTON SC 299096064, BLUFFTON, SC 29909-6064

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (-0.08%)	$11,780 (-15.95%)
2024	$1,291.00	$14,016 (-) Land $2,700 Building $11,316	$350,400 (-) Land $67,500 Building $282,900
2023	$1,291.00 (-67.71%)	$14,016 (+36.88%) Land $2,700 Building $11,316	$350,400 (+36.88%) Land $67,500 Building $282,900
2022	$3,998.00	$10,240 Land $1,840 Building $8,400	$256,000 Land $46,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 390 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	390 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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