Contra Costa County property record for 22 Wharf Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 955 sqft · built 1953 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Sep 2022) |
| Tax Bill | $6,345 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-142-014-4 |
| Primary APN | 098-142-014-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 955 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 22 WHARF DR |
|---|---|
| City | PITTSBURG |
| State | CA |
| Zip | 94565-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #5 LOT 651 LESS M R |
| Legal Subdivision | SHORE ACRES 05 |
| Legal Lot Number | 651 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 314200 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 WHARF DR, PITTSBURG, CA 94565-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 13, 2022 | Grant Deed, Transfer · FHA Mortgage PACIFIC BAY LENDING GROUP |
| Sep 20, 2019 | Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP |
| Apr 22, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Document Number | 2022138736 |
| Prior Transfer Date | Apr 4, 2019 |
| Prior Transfer Doc | 0000055764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Document Number | 0000254146 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-254146 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 13, 2022 |
| Property Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Document Number | 0000138736 |
| Map Reference | VOL 48 PG 47 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022-138736 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Document Number | 0000138737 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-138737 |
| Name | PACIFIC BAY LENDING GROUP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Number | 0000138738 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-138738 |
| Name | PACIFIC BAY LENDING GROUP |
|---|---|
| Type | Lending Institution |
| Address | GARDEN GROVE, CA 92841 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 7, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 20, 2019 |
| Property Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Document Number | 0000156807 |
| Map Reference | VOL 48 PG 47 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019-156807 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22 WHARF DR, PITTSBURG, CA 94565-1348 |
| Document Number | 0000156808 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-156808 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Number | 0000156810 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-156810 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 22, 2019 |
| Property Address | 22 WHARF DR, BAY POINT, CA 94565-1348 |
| Document Number | 0000055764 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 55764 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 22 WHARF DR BAY POINT CA 945651348, BAY POINT, CA 94565-1348 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,073 (+2%) Land $350,198 Building $153,875 | |
| 2025 | $6,345.00 (+4.79%) | $494,190 (+4.04%) Land $343,332 Building $150,858 |
| 2023 | $6,055.00 (+18.22%) | $475,000 Land $330,000 Building $145,000 |
| 2022 | $5,122.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
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