Beaufort County property record for 22 Westerwald St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,944 sqft · built 2012 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $925,000 (Feb 2020) |
| Tax Bill | $18,256 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Sep 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242000420 |
| Primary APN | 242000420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Open Porch |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242000420 |
|---|---|
| Street Address | 22 WESTERWALD ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5005 PALMETTO BLUFF PH 1 BLK D-1 PB132 P149 PB132 P197 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Phase | 1 |
| Legal Block | D-1 |
| Legal Lot Number | 5005 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 2102 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 8096, PELHAM, NY 10803-8896 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2018 |
| Deed Document Number | 2020010768 |
| Deed Book / Page | 3840 / 1589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 22 WESTERWALD ST, BLUFFTON, SC 29910-7766 |
| Document Number | 0000010768 |
| Book / Page | 3840 / 1589 |
| Map Reference | MB 132 PG 197 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 2020010768 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 334 PELHAMDALE AVE, PELHAM, NY 10803-2238 |
| Document Number | 0000010771 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020010771 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.2% |
| Index | 1-Year LIBOR |
| Max Rate | 8.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 27, 2018 |
| Property Address | 22 WESTERWALD ST, BLUFFTON, SC 29910-7766 |
| Document Number | 0000052023 |
| Book / Page | 003702 / 002401 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 52023 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22 WESTERWALD ST BLUFFTON SC 299107704, BLUFFTON, SC 29910-7704 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 3, 2017 |
| Property Address | 22 WESTERWALD ST, BLUFFTON, SC 29910-7766 |
| Document Number | 0000053472 |
| Book / Page | 003611 / 000797 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 53472 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 HYACINTH LAKE FOREST CA 926301446, LAKE FOREST, CA 92630-1446 |
| Document Number | 53473 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 003611/000801 |
| Instrument | 53473 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,256.00 (+1.49%) | $63,830 (-) | |
| 2024 | $17,988.00 | $63,830 (-) | $1,378,100 (-) Land $475,000 Building $903,100 |
| 2023 | $17,988.00 (+9.93%) | $63,830 (+15.01%) | $1,378,100 (+48.98%) Land $475,000 Building $903,100 |
| 2022 | $16,363.00 | $55,500 | $925,000 Land $215,000 Building $710,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 54% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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