22 Via Ladera, Monterey, CA 93940 Property Records

Monterey County property record for 22 Via Ladera, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1955
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Mar 1999)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-421-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-421-010-000`
Alternative APN	`001-421-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-421-010
Street Address	22 VIA LADERA
City	MONTEREY
State	CA
Zip	93940-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOYON HEIGHTS TR 260 LOT 10 BLK 5
Legal Subdivision	TOYON HEIGHTS
Legal Tract	260
Legal Block	5
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3002
Census Tract	12800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 VIA LADERA, MONTEREY, CA 93940-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 1999 · Amount on Record
Deed Sale	Mar 12, 1999 · Amount on Record
Deed Document Number	199919850
Last Transfer Date	Jan 15, 2019
Transfer Doc	0000002468
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22 VIA LADERA, MONTEREY, CA 93940-4229
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VIA LADERA, MONTEREY, CA 93940-4229

Mortgage

Document Number	0000014428
Date	Feb 25, 2021
Instrument	2021014428

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22 VIA LADERA, MONTEREY, CA 93940-4229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY SAN DI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034717
Date	Aug 14, 2019
Instrument	2019034717

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 22, 2019
Property Address	22 VIA LADERA, MONTEREY, CA 93940-4229
Document Number	0000002468
Map Reference	VOL 6 PG 41
Instrument Date	Jan 15, 2019
Instrument	2019002468
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VIA LADERA, MONTEREY, CA 93940-4229

Mortgage

Document Number	0000002469
Date	Jan 22, 2019
Instrument	2019002469

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,028 (+2%) Land $391,762 Building $214,266
2025	$6,990.00 (+11.32%)	$594,146 (+4.04%) Land $384,081 Building $210,065
2023	$6,279.00 (+1.39%)	$571,076 Land $369,167 Building $201,909
2022	$6,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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